Skip to content
Top Quartile (P75+)FinTech

PCI DSS Top Quartile (P75+) Performance — FinTech

Based on 810 FinTech compliance programmes · Updated 2026

78
Maturity Score
out of 100
608h
Avg Audit Hours
per year
$90k
Avg Cost
per year
79%
Automation Rate
of controls
4.5d
Remediation Days
average

What It Takes to Reach Top Quartile (P75+)

1Automated evidence collection for the majority of controls with minimal manual supplementation
2Continuous control monitoring dashboards reviewed weekly by compliance leadership
3Structured remediation workflows with defined owners, SLAs, and executive visibility
4Annual compliance automation investment of at least 15% of total compliance budget

vs. FinTech Industry Median

MetricTop Quartile (P75+)Industry MedianAdvantage
Maturity Score78/10068/100+10 pts
Audit Hours608h780h-172h
Avg Cost$90k$120k-30k
Automation79%72%+7%
Remediation Days4.5d6.2d-1.7d

Is your programme at Top Quartile (P75+) level?

Run your benchmark in 3 minutes and find out exactly where you stand against the FinTech distribution.

Run Your Free Benchmark →

Frequently Asked Questions

What maturity score do Top Quartile (P75+) FinTech organisations achieve?

Top Quartile (P75+) FinTech organisations achieve a maturity score of 78/100, compared to the FinTech industry average of 68/100. This represents a +10 point advantage versus the sector median.

How many audit hours do Top Quartile (P75+) FinTech programmes require?

Top Quartile (P75+) FinTech programmes average 608 audit hours annually, compared to the sector average of 780 hours. The reduction of 172 hours reflects the efficiency gains from higher automation and mature processes.

FinTech Industry Profile →Benchmark Network →Run Benchmark →Compliance Roadmap Builder →