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Research · 2026 Data

PCI Compliance Statistics 2026

50+ statistics from 4,721 compliance programmes across 7 industries and 22 countries

Dataset: GRCTRACK-BDS-2026-001·N=4,721·Updated 2026-03-01·Methodology v2026.1·k-anonymity k≥5·View methodology →
4,721
Participants
7
Industries Benchmarked
22
Countries
2026
Data Year

Maturity Statistics

Maturity scored 0–100 across evidence sufficiency, automation rate, remediation velocity, and control coverage.

58 / 100Cross-industry average maturity score
68 / 100FinTech — highest maturity sector
47 / 100Hospitality — lowest maturity sector
84 / 100Cross-industry P90 (top-decile performers)
+4 ptsSaaS & Healthcare YoY improvement — joint leaders
62%Average automation rate among top-quartile programmes

Cost Statistics

Total annual compliance spend including QSA fees, internal labour, tooling, and remediation.

$169kCross-industry average annual compliance cost
$280kFinancial Services — highest cost sector
$98kSaaS — lowest cost sector
30–35%Cost reduction achievable through automation
6 of 7Sectors seeing year-on-year cost decline
-7%SaaS — largest YoY cost reduction

Audit Hours Statistics

Annual hours covering evidence collection, gap remediation, and QSA engagement.

953 hrsCross-industry average annual audit hours
1,380 hrsFinancial Services — highest audit burden
650 hrsSaaS — lowest audit burden
-8%SaaS — largest YoY audit hours reduction
42%Evidence collection as share of total audit hours
28%Audit hours savings from continuous monitoring

Remediation Statistics

Time from gap identification to verified closure, measured in calendar days.

8.0 daysCross-industry average remediation time
5.4 daysSaaS — best-in-class remediation speed
10.4 daysHospitality — longest remediation time
+8%Retail — fastest-rising remediation trend
-6%SaaS — fastest-improving remediation trend
74%SaaS automation rate — primary driver of speed

2026 Industry Data Table

IndustryMaturityAnnual CostAudit HoursRemediation
SaaS68/100$98k650h5.4d
FinTech66/100$120k820h6.2d
eCommerce60/100$145k870h7.8d
Financial Services59/100$280k1,380h8.3d
Healthcare56/100$195k1,100h8.8d
Retail53/100$168k990h9.1d
Hospitality47/100$178k1,050h10.4d

Frequently Asked Questions

What is the average PCI compliance maturity score?

58/100 cross-industry average in 2026, ranging from 47 (Hospitality) to 68 (FinTech). Maturity is scored across evidence sufficiency, automation rate, remediation velocity, and control coverage.

How much does PCI compliance cost on average?

$169k per year across all industries, with Financial Services at $280k and SaaS at $98k. Costs include QSA fees, internal labour, tooling, and remediation effort.

How many hours does a PCI audit take?

Industry average 953 hours/year, ranging from 650 hours (SaaS) to 1,380 hours (Financial Services). Hours include evidence collection, gap remediation, and QSA engagement.

Which industry has the fastest PCI remediation time?

SaaS at 5.4 days average, down 6% year-on-year. This is driven by high automation adoption (74%), mature CI/CD pipelines, and pre-built remediation playbooks.

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