Skip to content
Global Risk Index · Updated Weekly

Global PCI Compliance Risk Index

Weekly-updated risk intelligence from 4,721 compliance programmes

Updated weekly by the GRCTrack Benchmark Network

MODERATE
Overall Risk Level
Cross-industry avg: 54
Hospitality
Highest Risk Sector
Risk score: 68 / 100
Healthcare
Fastest Improving
+4pts YoY
55%
Automation Coverage
Cross-industry avg 2026
Dataset: GRCTRACK-BDS-2026-001·N=4,721·Updated 2026-03-01·Methodology v2026.1·k-anonymity k≥5·View methodology →

Industry Risk Rankings

Composite risk score = (100 − maturity) × 0.40 + (remediation / 15 × 100) × 0.30 + (100 − automation) × 0.30 · 2026 edition

#IndustryRisk ScoreLevelMaturityRem. DaysAutomation
1
Hospitality
+1pts YoY
68
High
47/100
maturity
10.4d
avg days
35%
automated
2
Retail
+2pts YoY
60
High
52/100
maturity
9.1d
avg days
48%
automated
3
eCommerce
+3pts YoY
57
Moderate
55/100
maturity
7.8d
avg days
55%
automated
4
Healthcare
+4pts YoY
56
Moderate
58/100
maturity
8.8d
avg days
42%
automated
5
Financial Services
+2pts YoY
52
Moderate
63/100
maturity
8.3d
avg days
62%
automated
6
SaaS
+4pts YoY
43
Low-Moderate
65/100
maturity
5.4d
avg days
74%
automated
7
FinTech
+3pts YoY
40
Low-Moderate
68/100
maturity
6.2d
avg days
72%
automated

Remediation Delay Intelligence

Cross-industry average: 8.0 days · Best-in-class: SaaS (5.4d) · Worst: Hospitality (10.4d) · Gap (worst vs best): 1.9×

Sectors with >8-day remediation averages carry 2.3× higher risk of audit findings
IndustryAvg Daysvs BenchmarkTrend
Hospitality10.4d+2.4d
Retail9.1d+1.1d
Healthcare8.8d+0.8d
Financial Services8.3d+0.3d
eCommerce7.8d-0.2d
FinTech6.2d-1.8d
SaaS5.4d-2.6d

Automation Adoption Trends

Cross-industry automation rate 2020–2026 · YoY growth: 10.6% (industry average)

Top automators: SaaS (74%), FinTech (72%) · Lowest: Hospitality (35%), Healthcare (42%)

2020
28%
2021
33%
2022
38%
2023
43%
2024
47%
2025
52%
2026
55%
SaaS74%
FinTech72%
Financial Services62%
eCommerce55%
Retail48%
Healthcare42%
Hospitality35%

Maturity Score Distribution

Cross-industry average: 58/100 · Best industry: FinTech (68)

8%
Advanced (70+)
378 of 4,721
Consistent evidence pipelines, high automation, rapid remediation. FinTech top decile.
71%
Developing (50–69)
3,352 of 4,721
Core controls in place. Automation growing. Some evidence and access-control gaps remain.
21%
Foundational (<50)
991 of 4,721
Manual processes dominant, significant remediation backlogs. Mostly Hospitality and Retail lower quartiles.

Country Risk Distribution

10 highest-programme countries by maturity index · 22 countries tracked

CountryMaturity IndexRisk TierProgrammes
Singapore68/100Low340
USA66/100Low-Moderate1,240
UK64/100Low-Moderate620
Netherlands63/100Low-Moderate180
Germany62/100Low-Moderate290
Canada60/100Moderate310
Australia59/100Moderate280
France58/100Moderate220
India54/100Moderate480
Brazil49/100Elevated260

Methodology & Data Sources

Source: GRCTrack Benchmark Network — 4,721 compliance programmes, 7 industries, 22 countries.

Formula: Composite risk score = (100 − maturity) × 0.40 + (remediation_days / 15 × 100) × 0.30 + (100 − automation) × 0.30

Privacy: All data anonymised using k-anonymity (k≥5). No individual organisation data is surfaced in aggregate outputs.

Frequently Asked Questions

What is the PCI Compliance Risk Index?

The Global PCI Compliance Risk Index is a composite metric (0–100, higher = higher risk) calculated from three equally-weighted dimensions: compliance maturity gap, remediation delay, and automation coverage deficit. It is updated weekly from 4,721 benchmark programmes across 7 industries and 22 countries.

How often is the index updated?

The index is recomputed weekly by the GRCTrack Benchmark Network agent. Each update incorporates the latest benchmark submissions, remediation telemetry, and automation adoption data from participating organisations.

How is risk score calculated?

Composite risk score = (100 − maturity) × 0.40 + (remediation_days / 15 × 100) × 0.30 + (100 − automation) × 0.30. Maturity gaps contribute 40% of the score, remediation delay 30%, and automation deficit 30%. All data is anonymised using k-anonymity (k≥5).

Which industry is most at risk in 2026?

Hospitality carries the highest composite risk score (68) driven by the lowest maturity score (47/100), highest remediation delay (10.4 days), and lowest automation rate (35%) across all tracked sectors. Fragmented property management systems and high staff turnover are the primary structural contributors.

How can I improve my organisation's risk score?

The most impactful levers are: (1) closing control maturity gaps — particularly patch management and access control — which reduces the 40% maturity component; (2) shortening remediation cycles through workflow automation, targeting the 5.4-day SaaS benchmark; and (3) increasing automation coverage toward the 72–74% FinTech/SaaS range. GRCTrack's continuous compliance engine surfaces these gaps in real time.

Related Intelligence

Run Your BenchmarkPCI Maturity IndexPCI StatisticsCompliance RoadmapBenchmark NetworkRemediation DelaysAutomation AdoptionIndustry Risk Index