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Benchmark NetworkFinTechTop Quartile (P75+)History
5-Quarter Trend • Q1 2025 – Q1 2026

Benchmark History — Top Quartile (P75+) FinTech

Simulated 5-quarter trend data for the FinTech Top Quartile (P75+) cohort, based on 610+ compliance programmes.

Programme Trend Data

Quarterly cohort averages with period-over-period change. Arrows indicate direction; green = improvement, red = deterioration.

QuarterMaturity ScoreAudit HoursAutomation %Remediation Daysvs Previous
Q1 202580.0500h84.0%3.7d
Q2 202580.5505h85.0%3.7d▲ +0.5
Q3 202581.0510h86.0%3.8d▲ +0.5
Q4 202581.5515h87.0%3.8d▲ +0.5
Q1 202682.0520h88.0%3.8d▲ +0.5

★ Current quarter. All metrics are cohort averages. vs Previous refers to maturity score change.

Score Change Analysis

Total Improvement (5 Qtrs)
+2pts

Maturity score improvement over 5 quarters (Q1 2025 → Q1 2026).

Best Performing Metric
Automation Rate

+4pp gain over the period — the highest proportional improvement of any tracked metric.

Biggest Challenge
Remediation Days

Slowest rate of improvement (-2.7% drop over 5 quarters) — reflecting structural process constraints.

Industry Context

Top Quartile (P75+) Current Maturity (Q1 2026)82.0 / 100
FinTech Industry Median68 / 100
Delta vs Industry Median+14.0pts

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Frequently Asked Questions

How has the FinTech Top Quartile (P75+) cohort changed over 5 quarters?

The cohort has improved by 2 maturity points from Q1 2025 to Q1 2026. Automation rate increased by 4 percentage points, audit hours fell by -4%, and remediation days dropped by -2.7%. These trends reflect continued investment in compliance automation and process improvement across this cohort.

How reliable are cohort trend figures over time?

Trend data is derived from the same voluntary submission pool (610+ programmes) as the point-in-time benchmark. Cohort composition may shift slightly quarter-to-quarter as new organisations submit data, but the k-anonymity minimum group size ensures statistical stability across quarters.

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