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Intelligence API

PCI Compliance Intelligence API

7 REST endpoints exposing PCI DSS benchmark data: maturity scores, audit hours, compliance cost, remediation delays, automation adoption, and framework comparisons.

7 endpoints No auth required JSON + CORS 24h cache force-dynamic

Code Examples

cURL
curl -H "Accept: application/json" \
  "https://grctrack.io/api/intelligence/industry-benchmarks?industry=fintech"
JavaScript
const res = await fetch('https://grctrack.io/api/intelligence/industry-benchmarks?industry=fintech');
const data = await res.json();
console.log(data);
Python
import requests
data = requests.get('https://grctrack.io/api/intelligence/industry-benchmarks?industry=fintech').json()
print(data)

Endpoint Reference

Base URL: https://grctrack.io

GET/api/intelligence/maturity-index
Description

Cross-industry PCI DSS maturity index with percentile distribution (P25/P75/P90), YoY delta, and tier classification per industry.

Example Response
{
  "generatedAt": "2026-03-08T00:00:00.000Z",
  "crossIndustryAvg": 58,
  "industries": [
    { "industry": "fintech", "maturityScore": 68,
      "percentile25": 55, "percentile75": 78,
      "yoyDelta": 3, "tier": "Developing",
      "sampleSize": 810 }
  ]
}
GET/api/intelligence/industry-benchmarks?industry=fintech
Description

Full industry benchmark table: maturity, audit hours, cost, automation rate, and remediation days. Supports optional industry filter.

Query Params
?industry=fintech
Example Response
{
  "crossIndustryAverages": {
    "maturityScore": 58, "auditHours": 953,
    "costUSD": 169143, "automationRate": 55,
    "remediationDays": 8.0
  },
  "industries": [ ... ]
}
GET/api/intelligence/audit-hours?industry=saas
Description

Average audit hours by industry and framework, with year-over-year trend (% change). Lower values indicate improving programme efficiency.

Query Params
?industry=saas
Example Response
{
  "crossIndustryAvg": 953,
  "byIndustry": [
    { "industry": "saas", "hours": 650, "trend": -10 }
  ],
  "byFramework": [
    { "framework": "PCI DSS v4.0.1", "avgHours": 953 }
  ]
}
GET/api/intelligence/remediation-delays?industry=retail
Description

Remediation delay benchmarks in calendar days. Includes best-in-class, worst-in-class, and trend direction per industry.

Query Params
?industry=retail
Example Response
{
  "crossIndustryAvg": 8.0,
  "bestInClass":  { "industry": "saas",      "days": 5.4 },
  "worstInClass": { "industry": "hospitality","days": 10.4 },
  "byIndustry": [ ... ]
}
GET/api/intelligence/automation-adoption?industry=healthcare
Description

Evidence automation adoption rate by industry, YoY growth, and 2020–2026 cross-industry trend series.

Query Params
?industry=healthcare
Example Response
{
  "crossIndustryAvg": 55,
  "yearOverYearGrowth": 10,
  "byIndustry": [
    { "industry": "healthcare", "rate": 42, "trend": 10 }
  ],
  "trend2020to2026": [
    { "year": 2020, "avg": 28 }, ... , { "year": 2026, "avg": 55 }
  ]
}
GET/api/intelligence/compliance-cost?industry=fintech
Description

Compliance cost benchmarks in USD. Includes industry breakdown, YoY cost trend, and three-component cost breakdown (QSA fees, remediation/tooling, internal labour).

Query Params
?industry=fintech
Example Response
{
  "crossIndustryAvgUSD": 169143,
  "byIndustry": [
    { "industry": "fintech", "costUSD": 120000, "trend": -5 }
  ],
  "breakdown": [
    { "component": "QSA / Audit Fees",      "pct": 40 },
    { "component": "Remediation / Tooling", "pct": 35 },
    { "component": "Internal Labour",       "pct": 25 }
  ]
}
GET/api/intelligence/framework-benchmarks?framework=PCI_DSS_v4
Description

Side-by-side framework comparison: PCI DSS v4.0.1, ISO 27001:2022, and SOC 2 Type II. Maturity, cost, hours, remediation, and automation per framework.

Query Params
?framework=PCI_DSS_v4
Example Response
{
  "frameworks": [
    { "framework": "PCI_DSS_v4",
      "displayName": "PCI DSS v4.0.1",
      "avgMaturity": 58, "avgCostUSD": 169143,
      "avgAuditHours": 953, "sampleSize": 4721,
      "certificationBody": "PCI SSC (QSA/ISA)" }
  ]
}

Rate Limits & Caching

Free Tier
1,000 req/day
No auth required
Cache TTL
24 hours
s-maxage=86400
CORS
All origins
Access-Control-Allow-Origin: *
Enterprise
Unlimited
API key + SLA
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